DCDC provides long term fixed rate financing for owner occupied commercial real estate within the SBA 504 lending program. All project related costs are combined and then divided amoung three parties: Bank 50%; Borrower 10%, and DCDC 40%. DCDC offers a fixed rate for the full term of the loan of either 20 or 25 years. Refinancing is available for loan secured by .owner occupied commercial real estate.

Equipment with a useful life of more than 10 years can also be financed. These loans have  a term of 10 years